The place to come for unbiased independent Equity Release advice.

Northwest Equity Release

Northwest Equity Release

Northwest Equity Release

Northwest Equity Release

Northwest Equity Release

About me.

My name’s Alan Rait a Specialist Equity Release Adviser. I arrange Lifetime Mortgages in Manchester, Oldham, Bolton, Bury, Liverpool, Chester, Leeds, Preston and Huddersfield. All the North West, West Yorkshire, and further afield as necessary. Lifetime Mortgages are for the over 55s.

I’ve worked all my life in financial services, and since 2014 I’ve been working in later life lending with Lifetime Mortgages. This is a market I can readily engage with as I’m a couple of years over state retirement age myself!

I love working in this market place!

I have the ability to make people’s dreams come true. My typical customer is over the age of 55 (younger applicant if a couple), asset rich but cash or income poor. They probably get by month to month but there’s nothing left for those bigger items like home improvements, replacing a car or having a holiday of a lifetime. By releasing equity from their home with a Lifetime Mortgage, they can enjoy a better standard of living in retirement. Or they could help the family with their hopes and aspirations.

Make no mistake. Equity release is not for everyone and if it’s not the right solution for you, we don’t proceed. If you have reservations, take a look at my sister site that hopefully will put your mind at rest.