The place to come for unbiased independent Equity Release advice.

Northwest Equity Release

Northwest Equity Release

Northwest Equity Release

Northwest Equity Release

Northwest Equity Release

About me.

My name’s Alan Rait and I’m a Specialist Equity Release Adviser. I arrange Lifetime Mortgages for the over 55s. 

Based in North Manchester, and looking after customers old and new throughout the North West of England, West Yorkshire and further afield as necessary.

I’ve worked all my life in financial services, and since 2014 I’ve been working in later life lending with Lifetime Mortgages. This is a market I can readily engage with as I’m a couple of years over state retirement age myself!

I love working in this market place!

I have the ability to make people’s dreams come true. My typical customer is over the age of 55 (younger applicant if a couple), asset rich but cash poor. They probably get by month to month but there’s nothing left for those bigger items like home improvements, replacing a car or having a holiday of a lifetime. By releasing equity from their home they can enjoy a better standard of living in retirement. Or they could help the family with their hopes and aspirations.

Make no mistake. Equity release is not for everyone and if it’s not the right solution for you, we don’t proceed. If you have reservations, take a look at my sister site that hopefully will put your mind at rest.


Mortgage Experience Limited have no control over and are not responsible for the content of other sites.

Mortgage Experience Limited is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.

Mortgage Experience Limited is registered in England and Wales. Company No.10428355. Registered Office: Renaissance House, 4 East Terrace Business Park, Euxton Lane, Chorley, PR7 6TB.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate it will be £1,795.00.